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In our experience, new clients that we meet are needing more education around the full retirement experience (The Care Free Years / The Quiet Years / The Frailty Years). If the Frailty Years are forgotten, there is a risk that a person is left vulnerable and without adequate means to fund care. This may lead to a loss of independence and choice or reduce the quality of life in this phase.

Many of us save and plan for retirement, with our main focus on ensuring we have enough money to live the type of lifestyle that we want. Although this is an important aspect of planning ahead, another key consideration is planning where we will live during our retirement.

It can be difficult to plan, both financially or emotionally, for the move into an aged care facility. When choosing the best care as a part of your retirement – or for loved ones – many practical issues arise and decisions need to be made. It’s important to know what’s involved and have the confidence to face the challenges of aged care. Here are some tips to get you started: